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How it Works

     The money received from charity loans and donations are used to buy shares in real estate and energy investments. These investments pay dividends on a monthly or quarterly basis depending on which investment is purchased. At the end of three months, the shares purchased with the loan money are sold and the loan buyer is issued a full refund. The money earned from this process is pooled together to buy and keep investments. The money then earned from these permanent investments are the source for our charity pay out - earning money for the people in our communities that need it. We also hope to own our own properties outright to have more control over investments in the future and to provide affordable housing where all profits are donated to this same charity fund.

     The core of our investments are in real estate. Modern creations of REITs (Real Estate Investment Trusts) and crowdfunding have made it possible to earn small amounts of income, in a short amount of time, with a small amount invested. Billions of dollars in real estate investments are carved up into small shares available for purchase and the income from those investments are paid out to each share. ​

For example: $10 million is raised by selling 100,000 shares at $100 each. The money raised is used to buy an apartment complex which profits $1 million/year after all management and expenses are paid. $1 million divided by 100,000 shares means each share gets paid $10/year, or about $0.83 per month. It doesn't seem like much when you only own one share, but it adds up when you own many.
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